Kotak Mahindra Bank

Kotak Mahindra Bank currently has 6 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.

For first-time applicants, look for the lifetime-free (LTF) card from Kotak Mahindra Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.

Click "Apply Now" on any Kotak Mahindra Bank card on this page. You'll be redirected to the bank's own application page to complete the form. Kotak Mahindra Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.

Opening credit limits depend on your declared income, credit score, and existing relationship with Kotak Mahindra Bank. Existing customers typically receive higher opening limits than new customers.