Kotak Mahindra Bank
811 digital banking with curated cards
Data as of 19 Jun 2026
Why pick Kotak Mahindra Bank?
Compare all cards
See how Kotak Mahindra Bank's cards stack up against 140+ Indian credit cards side-by-side.
Check your eligibility
Free, soft eligibility check across all Kotak Mahindra Bank cards — does not affect your CIBIL score.
Compare Kotak Mahindra Bank vs other banks
Put two Kotak Mahindra Bank cards side-by-side, or pair one against a competing issuer's card.
Explore more
FAQ
Frequently asked questions about Kotak Mahindra Bank
How many credit cards does Kotak Mahindra Bank issue in India?
Kotak Mahindra Bank currently has 6 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which Kotak Mahindra Bank credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from Kotak Mahindra Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a Kotak Mahindra Bank credit card?
Click "Apply Now" on any Kotak Mahindra Bank card on this page. You'll be redirected to the bank's own application page to complete the form. Kotak Mahindra Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a Kotak Mahindra Bank card?
Opening credit limits depend on your declared income, credit score, and existing relationship with Kotak Mahindra Bank. Existing customers typically receive higher opening limits than new customers.