How to Apply for the HDFC Marriott Credit Card in 2026
Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
FinWiz24 Editorial
The HDFC Marriott Credit Card is a co-branded hotel card for Marriott Bonvoy members. It offers 5X points on Marriott, hotel, and dining spends, 1X on all other retail, 1 free night voucher on card activation, 4 domestic + 4 international lounge visits per year, Marriott Bonvoy Silver Elite status, and a milestone benefit of 1 free night voucher on spends of ₹3 lakh in 6 months. The annual fee is ₹3,000, waived on ₹2 lakh spends.
Why this matters
If you stay at Marriott, Ritz-Carlton, or Westin hotels at least 3 times a year, the HDFC Marriott card is a strong value. The 5X on Marriott bookings is competitive with co-branded hotel cards. The free night voucher on card activation alone is worth ₹15,000+ at most Marriott properties.
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How to Apply for the HDFC Marriott Credit Card in 2026
Common mistakes to avoid
The 5X is restricted to Marriott and partner hotel bookings — non-Marriott hotel bookings earn only 1X. The free night voucher is capped at ₹15,000 base rate and cannot be used during peak travel periods (year-end holidays, Diwali week).
Pro tips
- Use the card at Marriott and partner hotels to maximise 5X
- Link your Marriott Bonvoy membership in SmartHub
- Chase the 6-month milestone of 1 free night voucher
- Pair with HDFC Regalia for non-Marriott travel
Frequently asked questions
What is the annual fee on the Marriott card?
₹3,000 + GST, waived on ₹2 lakh spends in the previous 12 months.
What is the welcome benefit?
1 free night voucher (capped at ₹15,000 base rate) on card activation.
What is the milestone benefit?
1 free night voucher (capped at ₹15,000 base rate) on spends of ₹3 lakh in 6 months.
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Written by FinWiz24 Editorial
Editorial Disclosure: Our editorial team provides independent, unbiased information about credit cards. We may receive compensation from partner links, but this does not influence our reviews or recommendations.