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How to Apply for the HDFC Marriott Credit Card in 2026

Rahul Dabhi's profile photo Rahul Dabhi
3 min read
Reviewed by Renish Mithani Last reviewed 5 September 2026 Data verified 5 September 2026

The HDFC Marriott Credit Card is a co-branded hotel card for Marriott Bonvoy members. It offers 5X points on Marriott, hotel, and dining spends, 1X on all other retail, 1 free night voucher on card activation, 4 domestic + 4 international lounge visits per year, Marriott Bonvoy Silver Elite status, and a milestone benefit of 1 free night voucher on spends of ₹3 lakh in 6 months. The annual fee is ₹3,000, waived on ₹2 lakh spends.

Why this matters

If you stay at Marriott, Ritz-Carlton, or Westin hotels at least 3 times a year, the HDFC Marriott card is a strong value. The 5X on Marriott bookings is competitive with co-branded hotel cards. The free night voucher on card activation alone is worth ₹15,000+ at most Marriott properties.

How to Apply for the HDFC Marriott Credit Card in 2026

How to apply Total time: 15 min · Estimated cost: ₹3,000 (joining fee) · You’ll need: PAN, Aadhaar, mobile, Marriott Bonvoy membership, salary slips (if required)

Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.

  1. Check Marriott card eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹35,000 for salaried. CIBIL score of 730+ is preferred.
  2. Apply online via HDFC website or Marriott website — Visit hdfc.bank.in → Cards → Credit Cards → Marriott. The application is also available on marriott.com → Marriott Bonvoy → Credit Cards.
  3. Complete the application — Provide your personal details, employment information, monthly income, and Marriott Bonvoy membership number (if any).
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in SmartHub. Approval takes 7–10 working days.
  6. Pay the joining fee and receive the card — Once approved, HDFC will charge ₹3,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, SmartHub, or at any HDFC ATM. The free night voucher is credited within 30 days.
  7. Use on Marriott, hotel, and dining for 5X — Use the card at Marriott, Ritz-Carlton, Westin, and other partner hotels to earn 5 points per ₹100. Track points in your Marriott Bonvoy account.
  8. Chase the milestone free night voucher — Spend ₹3 lakh in 6 months to earn 1 free night voucher (capped at ₹15,000 base rate). Track progress in SmartHub under Milestones.

Common mistakes to avoid

The 5X is restricted to Marriott and partner hotel bookings — non-Marriott hotel bookings earn only 1X. The free night voucher is capped at ₹15,000 base rate and cannot be used during peak travel periods (year-end holidays, Diwali week).

Pro tips

  • Use the card at Marriott and partner hotels to maximise 5X
  • Link your Marriott Bonvoy membership in SmartHub
  • Chase the 6-month milestone of 1 free night voucher
  • Pair with HDFC Regalia for non-Marriott travel

Frequently asked questions

What is the annual fee on the Marriott card?

₹3,000 + GST, waived on ₹2 lakh spends in the previous 12 months.

What is the welcome benefit?

1 free night voucher (capped at ₹15,000 base rate) on card activation.

What is the milestone benefit?

1 free night voucher (capped at ₹15,000 base rate) on spends of ₹3 lakh in 6 months.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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