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Rewards Cards

Cards that earn reward points on every spend.

Data as of 18 Jun 2026

Cards in Rewards Cards

56 cards
ICICI Coral Credit Card
Mastercard

ICICI Bank

ICICI Coral Credit Card

2 Payback points per ₹100 on dining — Best for dining · rewards.

diningrewards
Annual Fee₹500
Reward Rate2 Payback points per ₹100 on dining
ICICI Emeralde Credit Card
Mastercard

ICICI Bank

ICICI Emeralde Credit Card

4 reward points per ₹100 — Best for premium · travel · rewards.

premiumtravelrewards
Annual Fee₹12,000
Reward Rate4 reward points per ₹100
ICICI Sapphiro Credit Card
American Express

ICICI Bank

ICICI Sapphiro Credit Card

4 reward points per ₹100 — Best for premium · travel · rewards.

premiumtravelrewards
Annual Fee₹6,500
Reward Rate4 reward points per ₹100
Visa

AU Small Finance Bank

AU LifeTime Free Credit Card

Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.

lifetime-freerewards
Annual FeeLifetime Free
Reward Rate5X on top merchants; 2X on others
Amex Membership Rewards Credit Card
American Express

American Express

Amex Membership Rewards Credit Card

1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.

rewardspremium
Annual Fee₹1,500
Reward Rate1000 bonus points on ₹20K monthly; 1X base
Visa

Yes Bank

Yes Bank YES Premia Credit Card

8 reward points per ₹200 — Best for premium · rewards.

premiumrewards
Annual Fee₹2,500
Reward Rate8 reward points per ₹200
Visa

IDFC FIRST Bank

IDFC FIRST Select Credit Card

Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.

lifetime-freerewardslounge-access
Annual FeeLifetime Free
Reward Rate3X on top categories; 1X others
Visa

OneCard

OneCard Metal Credit Card

Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.

lifetime-freeapp-drivenrewards
Annual FeeLifetime Free
Reward Rate5X rewards on top spending categories
HDFC Bank Tata Neu Plus Credit Card
Visa

HDFC Bank

HDFC Bank Tata Neu Plus Credit Card

5% NeuCoins on Tata purchases; 1.5% on others — Best for online-shopping · rewards.

online-shoppingrewards
Annual Fee₹1,500
Reward Rate5% NeuCoins on Tata purchases; 1.5% on others
HDFC Bank Tata Neu Infinity Credit Card
Visa

HDFC Bank

HDFC Bank Tata Neu Infinity Credit Card

5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.

online-shoppingpremiumrewards
Annual Fee₹5,000
Reward Rate5% NeuCoins on Tata; 1.5% on others
HDFC Bank Bharat Credit Card
Mastercard

HDFC Bank

HDFC Bank Bharat Credit Card

2 reward points per ₹150 — Best for rewards · everyday.

rewardseveryday
Annual Fee₹500
Reward Rate2 reward points per ₹150
HDFC Bank RuPay Credit Card
RuPay

HDFC Bank

HDFC Bank RuPay Credit Card

2X reward points on UPI spends — Best for rewards · upi.

rewardsupi
Annual Fee₹500
Reward Rate2X reward points on UPI spends
ICICI Bank Rubyx Credit Card
Visa

ICICI Bank

ICICI Bank Rubyx Credit Card

2 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹3,000
Reward Rate2 reward points per ₹100
ICICI Bank Gemstone Credit Card
Mastercard

ICICI Bank

ICICI Bank Gemstone Credit Card

2 reward points per ₹100 — Best for rewards · lifestyle.

rewardslifestyle
Annual Fee₹3,000
Reward Rate2 reward points per ₹100
SBI Card PRIME
Mastercard

SBI Card

SBI Card PRIME

5 reward points per ₹100 — Best for rewards · premium.

rewardspremium
Annual Fee₹2,999
Reward Rate5 reward points per ₹100
SBI Card Pulse
Visa

SBI Card

SBI Card Pulse

10X reward points on health — Best for healthcare · rewards.

healthcarerewards
Annual Fee₹1,499
Reward Rate10X reward points on health
SBI Card Signature
Mastercard

SBI Card

SBI Card Signature

3 reward points per ₹100 — Best for rewards · premium.

rewardspremium
Annual Fee₹4,999
Reward Rate3 reward points per ₹100
SBI Unnati Credit Card
Visa

SBI Card

SBI Unnati Credit Card

1 reward point per ₹100 — Best for rewards · beginners.

rewardsbeginners
Annual Fee₹499
Reward Rate1 reward point per ₹100
SBI ApL Platinum Credit Card
Visa

SBI Card

SBI ApL Platinum Credit Card

2 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate2 reward points per ₹100
Axis Select Credit Card
Visa

Axis Bank

Axis Select Credit Card

Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.

milesrewards
Annual FeeLifetime Free
Reward Rate2X edge miles on ₹20K monthly
Axis Bank RuPay Credit Card
RuPay

Axis Bank

Axis Bank RuPay Credit Card

2X rewards on UPI spends — Best for rewards · upi.

rewardsupi
Annual Fee₹500
Reward Rate2X rewards on UPI spends
Amex Gold Credit Card
American Express

American Express

Amex Gold Credit Card

Lifetime free. 1000 bonus points on ₹20K monthly — Best for rewards · lifetime-free.

rewardslifetime-free
Annual FeeLifetime Free
Reward Rate1000 bonus points on ₹20K monthly
Kotak Zenith Credit Card
Visa

Kotak Mahindra Bank

Kotak Zenith Credit Card

5 reward points per ₹100 — Best for premium · rewards.

premiumrewards
Annual Fee₹10,000
Reward Rate5 reward points per ₹100
Kotak White Reserve Credit Card
Visa

Kotak Mahindra Bank

Kotak White Reserve Credit Card

4X rewards on selected spends — Best for rewards · premium.

rewardspremium
Annual Fee₹3,000
Reward Rate4X rewards on selected spends
Kotak RuPay Credit Card
Visa

Kotak Mahindra Bank

Kotak RuPay Credit Card

Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.

rewardsupilifetime-free
Annual FeeLifetime Free
Reward Rate2X rewards on UPI spends
Yes Bank YES First Preferred Credit Card
Visa

Yes Bank

Yes Bank YES First Preferred Credit Card

12 reward points per ₹200 — Best for premium · rewards.

premiumrewards
Annual Fee₹5,000
Reward Rate12 reward points per ₹200
Yes Bank YES First Exclusive Credit Card
Visa

Yes Bank

Yes Bank YES First Exclusive Credit Card

15 reward points per ₹200 — Best for premium · rewards.

premiumrewards
Annual Fee₹10,000
Reward Rate15 reward points per ₹200
Yes Bank YES Prosperity Credit Card
Visa

Yes Bank

Yes Bank YES Prosperity Credit Card

Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.

rewardslifetime-free
Annual FeeLifetime Free
Reward Rate2X reward points on all spends
AU RuPay Credit Card
RuPay

AU Small Finance Bank

AU RuPay Credit Card

Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.

rewardsupilifetime-free
Annual FeeLifetime Free
Reward Rate2X rewards on UPI
IDFC FIRST Millennia Credit Card
Visa

IDFC FIRST Bank

IDFC FIRST Millennia Credit Card

3X on online; 2X offline — Best for online-shopping · rewards.

online-shoppingrewards
Annual Fee₹1,000
Reward Rate3X on online; 2X offline
IDFC FIRST Wealth Credit Card
Visa

IDFC FIRST Bank

IDFC FIRST Wealth Credit Card

Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.

lifetime-freerewardspremium
Annual FeeLifetime Free
Reward Rate3X rewards + wealth benefits
IDFC FIRST Ashva Credit Card
Mastercard

IDFC FIRST Bank

IDFC FIRST Ashva Credit Card

10X reward points on all spends — Best for rewards · premium.

rewardspremium
Annual Fee₹5,000
Reward Rate10X reward points on all spends
OneCard RuPay Credit Card
Visa

OneCard

OneCard RuPay Credit Card

Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.

lifetime-freeapp-drivenrewards
Annual FeeLifetime Free
Reward Rate5X rewards on top categories
AU Zenith Credit Card
Visa

AU Small Finance Bank

AU Zenith Credit Card

5X on top merchants; 2X on others — Best for rewards · premium.

rewardspremium
Annual Fee₹3,000
Reward Rate5X on top merchants; 2X on others
IndusInd Bank Legend Credit Card
Visa

IndusInd Bank

IndusInd Bank Legend Credit Card

3 reward points per ₹100 — Best for rewards · premium.

rewardspremium
Annual Fee₹3,000
Reward Rate3 reward points per ₹100
IndusInd Bank Duo Credit Card
Mastercard

IndusInd Bank

IndusInd Bank Duo Credit Card

2X rewards on all spends — Best for rewards.

rewards
Annual Fee₹1,500
Reward Rate2X rewards on all spends
IndusInd Bank iconNIQ Credit Card
Visa

IndusInd Bank

IndusInd Bank iconNIQ Credit Card

Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.

lifetime-freerewards
Annual FeeLifetime Free
Reward Rate1 reward point per ₹100
IndusInd Bank Celeste Credit Card
Visa

IndusInd Bank

IndusInd Bank Celeste Credit Card

1 reward point per ₹100 — Best for fuel · rewards.

fuelrewards
Annual Fee₹500
Reward Rate1 reward point per ₹100
RBL Bank Platinum Plus Credit Card
Mastercard

RBL Bank

RBL Bank Platinum Plus Credit Card

2X reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate2X reward points per ₹100
RBL Bank Infinite Credit Card
Mastercard

RBL Bank

RBL Bank Infinite Credit Card

5X reward points on all spends — Best for premium · rewards.

premiumrewards
Annual Fee₹10,000
Reward Rate5X reward points on all spends
Bank of Baroda Prime Credit Card
Visa

Bank of Baroda

Bank of Baroda Prime Credit Card

4 reward points per ₹100 — Best for rewards · premium.

rewardspremium
Annual Fee₹1,500
Reward Rate4 reward points per ₹100
Punjab National Bank Rakshak Credit Card
Visa

Punjab National Bank

Punjab National Bank Rakshak Credit Card

4 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate4 reward points per ₹100
Canara Bank Select Credit Card
Visa

Canara Bank

Canara Bank Select Credit Card

4 reward points per ₹100 — Best for rewards · premium.

rewardspremium
Annual Fee₹1,500
Reward Rate4 reward points per ₹100
Canara Bank Platinum Credit Card
Visa

Canara Bank

Canara Bank Platinum Credit Card

2 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate2 reward points per ₹100
Federal Bank Celebration Credit Card
Visa

Federal Bank

Federal Bank Celebration Credit Card

Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.

lifetime-freerewards
Annual FeeLifetime Free
Reward Rate1 reward point per ₹100
Federal Bank Visa Signature Credit Card
Visa

Federal Bank

Federal Bank Visa Signature Credit Card

2 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹1,500
Reward Rate2 reward points per ₹100
Federal Bank RuPay Credit Card
RuPay

Federal Bank

Federal Bank RuPay Credit Card

Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.

rewardsupilifetime-free
Annual FeeLifetime Free
Reward Rate2X rewards on UPI
HSBC Smart Value Credit Card
Visa

HSBC India

HSBC Smart Value Credit Card

2X reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate2X reward points per ₹100
HSBC Premier Credit Card
Visa

HSBC India

HSBC Premier Credit Card

3 reward points per ₹100 — Best for premium · rewards.

premiumrewards
Annual Fee₹5,000
Reward Rate3 reward points per ₹100
HSBC Visa Platinum Credit Card
Visa

HSBC India

HSBC Visa Platinum Credit Card

Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.

lifetime-freerewards
Annual FeeLifetime Free
Reward Rate2X rewards per ₹100
Visa

SBI Card

SBI SimplyCLICK Credit Card

10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.

online-shoppingrewards
Annual Fee₹499
Reward Rate10X rewards on partner online brands; 1X on others
Jupiter Prime Credit Card
Visa

Jupiter (Federal Bank)

Jupiter Prime Credit Card

5X rewards on top categories — Best for rewards · premium.

rewardspremium
Annual Fee₹1,000
Reward Rate5X rewards on top categories
Uni Credit Card
Visa

Uni (SBM Bank)

Uni Credit Card

Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.

rewardslifetime-free
Annual FeeLifetime Free
Reward Rate1.5X rewards on all spends
Bank of Baroda Easy Credit Card
Visa

Bank of Baroda

Bank of Baroda Easy Credit Card

2 reward points per ₹100 — Best for rewards.

rewards
Annual Fee₹500
Reward Rate2 reward points per ₹100
Canara Bank Maha Shakti Credit Card
Visa

Canara Bank

Canara Bank Maha Shakti Credit Card

Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.

lifetime-freerewards
Annual FeeLifetime Free
Reward Rate2 reward points per ₹100
Visa

IDFC FIRST Bank

IDFC FIRST Classic Credit Card

Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.

lifetime-freerewardsbeginners
Annual FeeLifetime Free
Reward Rate3X reward points on all spends