Lifetime Free Cards
Cards with no annual fee forever.
Data as of 18 Jun 2026
Cards in Lifetime Free Cards
35 cards
AU Small Finance Bank
AU LifeTime Free Credit Card
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
American Express
Amex SmartEarn Credit Card
Lifetime free. 10X on Amazon/Flipkart (cap); 5X on others — Best for online-shopping · lifetime-free.
IDFC FIRST Bank
IDFC FIRST Select Credit Card
Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.
ICICI Bank
ICICI Platinum Credit Card
Lifetime free. 1 payback point per ₹100 — Best for lifetime-free · beginners.
OneCard
OneCard Metal Credit Card
Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.
ICICI Bank
ICICI Bank Tata Neu Credit Card
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
SBI Card
SBI Card Tata Neu
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
American Express
Amex Gold Credit Card
Lifetime free. 1000 bonus points on ₹20K monthly — Best for rewards · lifetime-free.
Kotak Mahindra Bank
Kotak League Platinum Credit Card
Lifetime free. 1 reward point per ₹100 — Best for fuel · lifetime-free.
Kotak Mahindra Bank
Kotak 811 Dream Different Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · beginners.
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Yes Bank
Yes Bank YES Prosperity Credit Card
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
AU Small Finance Bank
AU Aldiyar Credit Card
Lifetime free. 2X rewards on fuel & travel — Best for fuel · travel · lifetime-free.
AU Small Finance Bank
AU RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.
OneCard
OneCard RuPay Credit Card
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Standard Chartered
Standard Chartered Platinum Credit Card
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Standard Chartered
Standard Chartered Smart Credit Card
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
IndusInd Bank
IndusInd Bank iconNIQ Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
RBL Bank
RBL Bank ShopRite Credit Card
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Bank of Baroda
Bank of Baroda Empower Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
Federal Bank
Federal Bank Celebration Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Federal Bank
Federal Bank RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
DBS Bank India
DBS Live Fresh Credit Card
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
HSBC India
HSBC Visa Platinum Credit Card
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
Jupiter (Federal Bank)
Jupiter Edge Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Axis Bank
Axis Ace Credit Card
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
ICICI Bank
ICICI Amazon Pay Credit Card
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Niyo (DCB Bank)
Niyo Global Credit Card
Lifetime free. 2X rewards on forex spends — Best for travel · lifetime-free.
Kotak Mahindra Bank
Kotak MOJO Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Uni (SBM Bank)
Uni Credit Card
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
Uni (SBM Bank)
Uni Pay Credit Card
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
slice (SBM Bank)
slice Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Canara Bank
Canara Bank Maha Shakti Credit Card
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.