Visa

HDFC Bank Freedom Credit Card

HDFC Bank

(Official Website)

Lifetime free. 10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; … — Best for .

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Joining Fee

₹1,000

Annual Fee

₹0

Reward Rate

10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; 2 Reward Points per ₹200 on other spends

Welcome Benefit

N/A

About

Active. The Freedom card is a relatively new everyday-spends card. Joining/annual fees not stated explicitly on the public page (the marketing page only says 'Save up to Rs. 4,000* annually just like 10 lakh + HDFC Bank Freedom Credit card holders', implying low/zero fees). Need to verify specific fee. Source page references the 'MoneyBack Plus Credit Card' in a few places (likely a stale page template) — the actual card being described is the Freedom Credit Card.

Card Benefits

Fuel Surcharge Waiver1 benefit

How to apply for HDFC Bank Freedom Credit Card

Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh HDFC Bank Freedom Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to HDFC Bank to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most HDFC Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about HDFC Bank Freedom Credit Card

What are the fees on HDFC Bank Freedom Credit Card?

HDFC Bank Freedom Credit Card has a joining fee of ’1000.00 and an annual fee of ’0.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.

Who is eligible for HDFC Bank Freedom Credit Card?

Applicants need a minimum income of ’12000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.

How does the rewards program on HDFC Bank Freedom Credit Card work?

HDFC Bank Freedom Credit Card earns 10X Reward Points / CashPoints on Big Basket, BookMyShow, OYO, Swiggy, Uber; 2 Reward Points per ₹200 on other spends on your spending.

What documents are needed to apply for HDFC Bank Freedom Credit Card?

You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of HDFC Bank may have a simpler flow.

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HDFC Bank Freedom Credit Card

About

Card Benefits

How to apply for HDFC Bank Freedom Credit Card

Check eligibility

Compare against similar cards

Gather your documents

Apply on the bank's website

Wait for approval and dispatch

Frequently asked questions about HDFC Bank Freedom Credit Card

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