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HDFC Bank

India's largest private-sector credit card issuer

Data as of 18 Jun 2026

Why pick HDFC Bank?

FAQ

Frequently asked questions about HDFC Bank

How many credit cards does HDFC Bank issue in India?
HDFC Bank currently has 15 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which HDFC Bank credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from HDFC Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a HDFC Bank credit card?
Click "Apply Now" on any HDFC Bank card on this page. You'll be redirected to the bank's own application page to complete the form. HDFC Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a HDFC Bank card?
Opening credit limits depend on your declared income, credit score, and existing relationship with HDFC Bank. Existing customers typically receive higher opening limits than new customers.