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HDFC Bank IRIS Credit Card
Visa
Visa

HDFC Bank IRIS Credit Card

Lifetime free. 1 reward point per ₹100 — Best for fuel · bill-payments.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

1 reward point per ₹100

Welcome Benefit

N/A

About

Co-branded with IndianOil

Card Benefits

Fuel Surcharge Waiver1 benefit
Lifestyle Benefits1 benefit
Complimentary Benefits1 benefit

Best For

fuel
bill-payments

Categories

Fuel Cards
Bill Payment Cards

How to apply for HDFC Bank IRIS Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh HDFC Bank IRIS Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to HDFC Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most HDFC Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about HDFC Bank IRIS Credit Card

What are the fees on HDFC Bank IRIS Credit Card?
HDFC Bank IRIS Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for HDFC Bank IRIS Credit Card?
Applicants need a minimum income of ’240000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on HDFC Bank IRIS Credit Card work?
HDFC Bank IRIS Credit Card earns 1 reward point per ₹100 on your spending.
What documents are needed to apply for HDFC Bank IRIS Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of HDFC Bank may have a simpler flow.

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