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HDFC Bank RuPay Credit Card
RuPay
RuPay

HDFC Bank RuPay Credit Card

2X reward points on UPI spends — Best for rewards · upi.

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Joining Fee

₹500

Annual Fee

₹500

Reward Rate

2X reward points on UPI spends

Welcome Benefit

N/A

Card Benefits

Fuel Surcharge Waiver1 benefit
Wallet & Cashback1 benefit
Complimentary Benefits1 benefit

Best For

rewards
upi

Categories

Rewards Cards
UPI Credit Cards

How to apply for HDFC Bank RuPay Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh HDFC Bank RuPay Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to HDFC Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most HDFC Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about HDFC Bank RuPay Credit Card

What are the fees on HDFC Bank RuPay Credit Card?
HDFC Bank RuPay Credit Card has a joining fee of ’500.00 and an annual fee of ’500.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for HDFC Bank RuPay Credit Card?
Applicants need a minimum income of ’250000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on HDFC Bank RuPay Credit Card work?
HDFC Bank RuPay Credit Card earns 2X reward points on UPI spends on your spending.
What documents are needed to apply for HDFC Bank RuPay Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of HDFC Bank may have a simpler flow.

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