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HDFC Bank MoneyBack Credit Card
Visa
Visa

HDFC Bank MoneyBack Credit Card

2 cashback points per ₹150 (1 point = ₹0.25) — Best for cashback · fuel.

Data as of 23 Jun 2026

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Joining Fee

₹500

Annual Fee

₹500

Reward Rate

2 cashback points per ₹150 (1 point = ₹0.25)

Welcome Benefit

N/A

Card Benefits

Fuel Surcharge Waiver1 benefit

Best For

cashback
fuel

Categories

Cashback Cards
Fuel Cards

How to apply for HDFC Bank MoneyBack Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh HDFC Bank MoneyBack Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to HDFC Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most HDFC Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about HDFC Bank MoneyBack Credit Card

What are the fees on HDFC Bank MoneyBack Credit Card?
HDFC Bank MoneyBack Credit Card has a joining fee of ’500.00 and an annual fee of ’500.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for HDFC Bank MoneyBack Credit Card?
Applicants need a minimum income of ’240000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.
How does the rewards program on HDFC Bank MoneyBack Credit Card work?
HDFC Bank MoneyBack Credit Card earns 2 cashback points per ₹150 (1 point = ₹0.25) on your spending.
What documents are needed to apply for HDFC Bank MoneyBack Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of HDFC Bank may have a simpler flow.

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