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HSBC Smart Value Credit Card
Visa
Visa

HSBC Smart Value Credit Card

2X reward points per ₹100 — Best for rewards.

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Joining Fee

₹500

Annual Fee

₹500

Reward Rate

2X reward points per ₹100

Welcome Benefit

N/A

Card Benefits

Fuel Surcharge Waiver1 benefit
Shopping Discounts1 benefit

Best For

rewards

Categories

Rewards Cards

How to apply for HSBC Smart Value Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh HSBC Smart Value Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to HSBC India to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most HSBC India cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about HSBC Smart Value Credit Card

What are the fees on HSBC Smart Value Credit Card?
HSBC Smart Value Credit Card has a joining fee of ’500.00 and an annual fee of ’500.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for HSBC Smart Value Credit Card?
Applicants need a minimum income of ’300000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on HSBC Smart Value Credit Card work?
HSBC Smart Value Credit Card earns 2X reward points per ₹100 on your spending.
What documents are needed to apply for HSBC Smart Value Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of HSBC India may have a simpler flow.

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