ICICI Bank Gemstone Credit Card
ICICI Bank
(Official Website)2 reward points per ₹100 — Best for rewards · lifestyle.
Data pending verification
We need to know who's flagging the issue so our editors can follow up. Sign in is free.
Sign in to suggestJoining Fee
₹3,000
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
N/A
Card Benefits
Best For
Categories
How to apply for ICICI Bank Gemstone Credit Card
Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh ICICI Bank Gemstone Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to ICICI Bank to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most ICICI Bank cards are dispatched within 7“14 working days of approval.
FAQ
Frequently asked questions about ICICI Bank Gemstone Credit Card
What are the fees on ICICI Bank Gemstone Credit Card?
Who is eligible for ICICI Bank Gemstone Credit Card?
How does the rewards program on ICICI Bank Gemstone Credit Card work?
What documents are needed to apply for ICICI Bank Gemstone Credit Card?
Other ICICI Bank cards
Explore more
ICICI Bank
View all cards from this bank
Mastercard
Card network details
All Cards
Browse full catalog
Guides
Read our guides
Compare
See ICICI Bank Gemstone Credit Card vs alternatives
Calculators
Calculate your reward value
Glossary
Credit card terms explained
Blog
Latest news and tips
Eligibility Checker
Am I eligible?
Categories
Browse by category
Networks
Visa, Mastercard, RuPay, Amex
Transparency
How we make money
MORE FROM FINWIZ24
More from FinWiz24
Related guides
Guide
How to Apply for the SBI Card MILIFE in 2026
Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
Guide
How to Apply for the HDFC Marriott Credit Card in 2026
Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
Guide
How to Apply for the Axis Burgundy Private Credit Card in 2026
Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
Guide
How to Apply for the ICICI Jet Airways Credit Card in 2026
Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
Browse by bank — ICICI Bank
ICICI Bank
View all ICICI Bank cards
ICICI Sapphiro Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
ICICI Coral Credit Card
2 Payback points per ₹100 on dining — Best for dining · rewards.
ICICI Emeralde Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Browse by network — Mastercard
Mastercard
All Mastercard cards
ICICI Coral Credit Card
2 Payback points per ₹100 on dining — Best for dining · rewards.
ICICI Emeralde Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
SBI Cashback Credit Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.