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IDFC FIRST Wealth Credit Card
Visa
Visa

IDFC FIRST Wealth Credit Card

IDFC FIRST Bank

(Official Website)

Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

3X rewards + wealth benefits

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

lifetime-free
rewards
premium

Categories

Premium Cards
Lifetime Free Cards
Rewards Cards

How to apply for IDFC FIRST Wealth Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh IDFC FIRST Wealth Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to IDFC FIRST Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most IDFC FIRST Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about IDFC FIRST Wealth Credit Card

What are the fees on IDFC FIRST Wealth Credit Card?
IDFC FIRST Wealth Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for IDFC FIRST Wealth Credit Card?
Applicants need a minimum income of ’800000.00 and a credit score of at least 750. Salaried and self-employed individuals can apply.
How does the rewards program on IDFC FIRST Wealth Credit Card work?
IDFC FIRST Wealth Credit Card earns 3X rewards + wealth benefits on your spending.
What documents are needed to apply for IDFC FIRST Wealth Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of IDFC FIRST Bank may have a simpler flow.

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