Visa

IDFC FIRST Select Credit Card

IDFC FIRST Bank

(Official Website)

Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

3X on top categories; 1X others

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

lifetime-free

rewards

lounge-access

How to apply for IDFC FIRST Select Credit Card

Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh IDFC FIRST Select Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to IDFC FIRST Bank to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most IDFC FIRST Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about IDFC FIRST Select Credit Card

What are the fees on IDFC FIRST Select Credit Card?

IDFC FIRST Select Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..

Who is eligible for IDFC FIRST Select Credit Card?

Applicants need a minimum income of ’600000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.

How does the rewards program on IDFC FIRST Select Credit Card work?

IDFC FIRST Select Credit Card earns 3X on top categories; 1X others on your spending.

What documents are needed to apply for IDFC FIRST Select Credit Card?

You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of IDFC FIRST Bank may have a simpler flow.

Other IDFC FIRST Bank cards

IDFC FIRST Classic Credit Card

Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.

IDFC FIRST Wealth Credit Card

Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.

IDFC FIRST Millennia Credit Card

3X on online; 2X offline — Best for online-shopping · rewards.

Explore more

IDFC FIRST Bank

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IDFC FIRST Select Credit Card

Card Benefits

Best For

Categories

How to apply for IDFC FIRST Select Credit Card

Check eligibility

Compare against similar cards

Gather your documents

Apply on the bank's website

Wait for approval and dispatch

Frequently asked questions about IDFC FIRST Select Credit Card

Other IDFC FIRST Bank cards

IDFC FIRST Classic Credit Card

IDFC FIRST Wealth Credit Card

IDFC FIRST Millennia Credit Card

Explore more

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