IDFC FIRST Bank
Lifetime-free cards with generous rewards
Data as of 18 Jun 2026
Why pick IDFC FIRST Bank?
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See how IDFC FIRST Bank's cards stack up against 140+ Indian credit cards side-by-side.
Check your eligibility
Free, soft eligibility check across all IDFC FIRST Bank cards — does not affect your CIBIL score.
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FAQ
Frequently asked questions about IDFC FIRST Bank
How many credit cards does IDFC FIRST Bank issue in India?
IDFC FIRST Bank currently has 5 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which IDFC FIRST Bank credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from IDFC FIRST Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a IDFC FIRST Bank credit card?
Click "Apply Now" on any IDFC FIRST Bank card on this page. You'll be redirected to the bank's own application page to complete the form. IDFC FIRST Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a IDFC FIRST Bank card?
Opening credit limits depend on your declared income, credit score, and existing relationship with IDFC FIRST Bank. Existing customers typically receive higher opening limits than new customers.