Visa

IDFC FIRST Millennia Credit Card

IDFC FIRST Bank

(Official Website)

3X on online; 2X offline — Best for online-shopping · rewards.

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Joining Fee

₹1,000

Annual Fee

₹1,000

Reward Rate

3X on online; 2X offline

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

online-shopping

rewards

How to apply for IDFC FIRST Millennia Credit Card

Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh IDFC FIRST Millennia Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to IDFC FIRST Bank to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most IDFC FIRST Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about IDFC FIRST Millennia Credit Card

What are the fees on IDFC FIRST Millennia Credit Card?

IDFC FIRST Millennia Credit Card has a joining fee of ’1000.00 and an annual fee of ’1000.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.

Who is eligible for IDFC FIRST Millennia Credit Card?

Applicants need a minimum income of ’600000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.

How does the rewards program on IDFC FIRST Millennia Credit Card work?

IDFC FIRST Millennia Credit Card earns 3X on online; 2X offline on your spending.

What documents are needed to apply for IDFC FIRST Millennia Credit Card?

You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of IDFC FIRST Bank may have a simpler flow.

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IDFC FIRST Millennia Credit Card

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How to apply for IDFC FIRST Millennia Credit Card

Check eligibility

Compare against similar cards

Gather your documents

Apply on the bank's website

Wait for approval and dispatch

Frequently asked questions about IDFC FIRST Millennia Credit Card

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