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Punjab National Bank Rakshak Credit Card
Visa
Visa

Punjab National Bank Rakshak Credit Card

Punjab National Bank

(Official Website)

4 reward points per ₹100 — Best for rewards.

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Joining Fee

₹500

Annual Fee

₹500

Reward Rate

4 reward points per ₹100

Welcome Benefit

N/A

Card Benefits

Insurance1 benefit
Milestone Benefits1 benefit
Fuel Surcharge Waiver1 benefit

Best For

rewards

Categories

Rewards Cards

How to apply for Punjab National Bank Rakshak Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Punjab National Bank Rakshak Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Punjab National Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Punjab National Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Punjab National Bank Rakshak Credit Card

What are the fees on Punjab National Bank Rakshak Credit Card?
Punjab National Bank Rakshak Credit Card has a joining fee of ’500.00 and an annual fee of ’500.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for Punjab National Bank Rakshak Credit Card?
Applicants need a minimum income of ’250000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on Punjab National Bank Rakshak Credit Card work?
Punjab National Bank Rakshak Credit Card earns 4 reward points per ₹100 on your spending.
What documents are needed to apply for Punjab National Bank Rakshak Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Punjab National Bank may have a simpler flow.

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