Punjab National Bank

Punjab National Bank currently has 3 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.

For first-time applicants, look for the lifetime-free (LTF) card from Punjab National Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.

Click "Apply Now" on any Punjab National Bank card on this page. You'll be redirected to the bank's own application page to complete the form. Punjab National Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.

Opening credit limits depend on your declared income, credit score, and existing relationship with Punjab National Bank. Existing customers typically receive higher opening limits than new customers.