Punjab National Bank
Data as of 19 Jun 2026
Why pick Punjab National Bank?
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See how Punjab National Bank's cards stack up against 140+ Indian credit cards side-by-side.
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Free, soft eligibility check across all Punjab National Bank cards — does not affect your CIBIL score.
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FAQ
Frequently asked questions about Punjab National Bank
How many credit cards does Punjab National Bank issue in India?
Punjab National Bank currently has 3 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which Punjab National Bank credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from Punjab National Bank — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a Punjab National Bank credit card?
Click "Apply Now" on any Punjab National Bank card on this page. You'll be redirected to the bank's own application page to complete the form. Punjab National Bank will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a Punjab National Bank card?
Opening credit limits depend on your declared income, credit score, and existing relationship with Punjab National Bank. Existing customers typically receive higher opening limits than new customers.