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Kotak White Reserve Credit Card
Visa
Visa

Kotak White Reserve Credit Card

Kotak Mahindra Bank

(Official Website)

4X rewards on selected spends — Best for rewards · premium.

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Joining Fee

₹3,000

Annual Fee

₹3,000

Reward Rate

4X rewards on selected spends

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

rewards
premium

Categories

Premium Cards
Rewards Cards

How to apply for Kotak White Reserve Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Kotak White Reserve Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Kotak Mahindra Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Kotak Mahindra Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Kotak White Reserve Credit Card

What are the fees on Kotak White Reserve Credit Card?
Kotak White Reserve Credit Card has a joining fee of ’3000.00 and an annual fee of ’3000.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for Kotak White Reserve Credit Card?
Applicants need a minimum income of ’600000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.
How does the rewards program on Kotak White Reserve Credit Card work?
Kotak White Reserve Credit Card earns 4X rewards on selected spends on your spending.
What documents are needed to apply for Kotak White Reserve Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Kotak Mahindra Bank may have a simpler flow.

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