IndusInd Bank Legend Credit Card
IndusInd Bank
The IndusInd Bank Legend Credit Card is a versatile mid-tier card that excels in dining and international spending — two categories where many competing cards fall short. With 2.5% reward rate on dining at partner restaurants and 2% on international transactions, the card provides industry-leading returns in these categories for its price segment. The low forex markup of 2% (compared to the standard 3.5%) makes it significantly cheaper for international transactions. Six domestic airport lounge visits per year and 3 international Priority Pass visits provide adequate travel perks for occasional travelers. The Buy 1 Get 1 free movie ticket offer once a month adds an entertainment dimension. At an annual fee of just ₹500 (waived on ₹1 lakh annual spend), the Legend offers exceptional value per rupee of annual fee, making it one of the best mid-tier cards for dining-focused spenders and those with moderate international travel needs. Source: IndusInd Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Good dining rewards
- International reward rate
- Lounge access
- Low forex markup
- Limited international lounge visits
- Joining fee not always reversed
- Limited partner network
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.