Visa

SBI Unnati Credit Card

SBI Card

(Official Website)

1 reward point per ₹100 — Best for rewards · beginners.

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Joining Fee

₹499

Annual Fee

₹499

Reward Rate

1 reward point per ₹100

Welcome Benefit

N/A

Card Benefits

Fuel Surcharge Waiver1 benefit

Complimentary Benefits1 benefit

Best For

rewards

beginners

How to apply for SBI Unnati Credit Card

Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh SBI Unnati Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to SBI Card to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most SBI Card cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about SBI Unnati Credit Card

What are the fees on SBI Unnati Credit Card?

SBI Unnati Credit Card has a joining fee of ’499.00 and an annual fee of ’499.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.

Who is eligible for SBI Unnati Credit Card?

Applicants need a minimum income of ’200000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.

How does the rewards program on SBI Unnati Credit Card work?

SBI Unnati Credit Card earns 1 reward point per ₹100 on your spending.

What documents are needed to apply for SBI Unnati Credit Card?

You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of SBI Card may have a simpler flow.

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SBI Unnati Credit Card

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How to apply for SBI Unnati Credit Card

Check eligibility

Compare against similar cards

Gather your documents

Apply on the bank's website

Wait for approval and dispatch

Frequently asked questions about SBI Unnati Credit Card

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