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Uni Credit Card
Visa
Visa

Uni Credit Card

Uni (SBM Bank)

(Official Website)

Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

1.5X rewards on all spends

Welcome Benefit

N/A

About

Issued by SBM Bank

Card Benefits

Lounge Access2 benefits

Best For

rewards
lifetime-free

Categories

Lifetime Free Cards
Rewards Cards

How to apply for Uni Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Uni Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Uni (SBM Bank) to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Uni (SBM Bank) cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Uni Credit Card

What are the fees on Uni Credit Card?
Uni Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for Uni Credit Card?
Applicants need a minimum income of ’250000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on Uni Credit Card work?
Uni Credit Card earns 1.5X rewards on all spends on your spending.
What documents are needed to apply for Uni Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Uni (SBM Bank) may have a simpler flow.

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