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Uni Pay Credit Card
Visa
Visa

Uni Pay Credit Card

Uni (SBM Bank)

(Official Website)

Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

2X rewards on UPI

Welcome Benefit

N/A

About

Issued by SBM Bank

Card Benefits

Lounge Access2 benefits

Best For

upi
cashback
lifetime-free

Categories

Cashback Cards
Lifetime Free Cards
UPI Credit Cards

How to apply for Uni Pay Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Uni Pay Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Uni (SBM Bank) to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Uni (SBM Bank) cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Uni Pay Credit Card

What are the fees on Uni Pay Credit Card?
Uni Pay Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for Uni Pay Credit Card?
Applicants need a minimum income of ’200000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on Uni Pay Credit Card work?
Uni Pay Credit Card earns 2X rewards on UPI on your spending.
What documents are needed to apply for Uni Pay Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Uni (SBM Bank) may have a simpler flow.

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