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OneCard RuPay Credit Card
Visa
Visa

OneCard RuPay Credit Card

Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

5X rewards on top categories

Welcome Benefit

N/A

About

Issued by SBM Bank India

Card Benefits

Shopping Discounts1 benefit
Lifestyle Benefits1 benefit
Complimentary Benefits1 benefit

Best For

lifetime-free
app-driven
rewards
upi

Categories

Lifetime Free Cards
Rewards Cards
UPI Credit Cards
App-driven Cards

How to apply for OneCard RuPay Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh OneCard RuPay Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to OneCard to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most OneCard cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about OneCard RuPay Credit Card

What are the fees on OneCard RuPay Credit Card?
OneCard RuPay Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for OneCard RuPay Credit Card?
Applicants need a minimum income of ’250000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on OneCard RuPay Credit Card work?
OneCard RuPay Credit Card earns 5X rewards on top categories on your spending.
What documents are needed to apply for OneCard RuPay Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of OneCard may have a simpler flow.

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