OneCard
Metal card with app-first experience
Data as of 18 Jun 2026
Why pick OneCard?
Compare all cards
See how OneCard's cards stack up against 140+ Indian credit cards side-by-side.
Check your eligibility
Free, soft eligibility check across all OneCard cards — does not affect your CIBIL score.
Compare OneCard vs other banks
Put two OneCard cards side-by-side, or pair one against a competing issuer's card.
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FAQ
Frequently asked questions about OneCard
How many credit cards does OneCard issue in India?
OneCard currently has 2 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which OneCard credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from OneCard — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a OneCard credit card?
Click "Apply Now" on any OneCard card on this page. You'll be redirected to the bank's own application page to complete the form. OneCard will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a OneCard card?
Opening credit limits depend on your declared income, credit score, and existing relationship with OneCard. Existing customers typically receive higher opening limits than new customers.