American Express

American Express currently has 5 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.

For first-time applicants, look for the lifetime-free (LTF) card from American Express — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.

Click "Apply Now" on any American Express card on this page. You'll be redirected to the bank's own application page to complete the form. American Express will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.

Opening credit limits depend on your declared income, credit score, and existing relationship with American Express. Existing customers typically receive higher opening limits than new customers.