American Express
Premium rewards and global acceptance
Data as of 18 Jun 2026
Why pick American Express?
Compare all cards
See how American Express's cards stack up against 140+ Indian credit cards side-by-side.
Check your eligibility
Free, soft eligibility check across all American Express cards — does not affect your CIBIL score.
Compare American Express vs other banks
Put two American Express cards side-by-side, or pair one against a competing issuer's card.
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FAQ
Frequently asked questions about American Express
How many credit cards does American Express issue in India?
American Express currently has 5 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which American Express credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from American Express — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a American Express credit card?
Click "Apply Now" on any American Express card on this page. You'll be redirected to the bank's own application page to complete the form. American Express will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a American Express card?
Opening credit limits depend on your declared income, credit score, and existing relationship with American Express. Existing customers typically receive higher opening limits than new customers.