Lifetime Free Cards
Cards with no annual fee forever.
Data as of 18 Jun 2026
Cards in Lifetime Free Cards
35 cardsICICI Bank
ICICI Platinum Credit Card
Lifetime free. 1 payback point per ₹100 — Best for lifetime-free · beginners.
AU Small Finance Bank
AU LifeTime Free Credit Card
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
American Express
Amex SmartEarn Credit Card
Lifetime free. 10X on Amazon/Flipkart (cap); 5X on others — Best for online-shopping · lifetime-free.
IDFC FIRST Bank
IDFC FIRST Select Credit Card
Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.
OneCard
OneCard Metal Credit Card
Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.
ICICI Bank
ICICI Bank Tata Neu Credit Card
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
SBI Card
SBI Card Tata Neu
Lifetime free. 5% NeuCoins on Tata — Best for online-shopping · lifetime-free.
American Express
Amex Gold Credit Card
Lifetime free. 1000 bonus points on ₹20K monthly — Best for rewards · lifetime-free.
Kotak Mahindra Bank
Kotak League Platinum Credit Card
Lifetime free. 1 reward point per ₹100 — Best for fuel · lifetime-free.
Kotak Mahindra Bank
Kotak 811 Dream Different Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · beginners.
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Yes Bank
Yes Bank YES Prosperity Credit Card
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
AU Small Finance Bank
AU Aldiyar Credit Card
Lifetime free. 2X rewards on fuel & travel — Best for fuel · travel · lifetime-free.
AU Small Finance Bank
AU RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.
OneCard
OneCard RuPay Credit Card
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Standard Chartered
Standard Chartered Platinum Credit Card
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Standard Chartered
Standard Chartered Smart Credit Card
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
IndusInd Bank
IndusInd Bank iconNIQ Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
RBL Bank
RBL Bank ShopRite Credit Card
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Bank of Baroda
Bank of Baroda Empower Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.
Federal Bank
Federal Bank Celebration Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Federal Bank
Federal Bank RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
DBS Bank India
DBS Live Fresh Credit Card
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
HSBC India
HSBC Visa Platinum Credit Card
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
Jupiter (Federal Bank)
Jupiter Edge Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Axis Bank
Axis Ace Credit Card
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
ICICI Bank
ICICI Amazon Pay Credit Card
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Niyo (DCB Bank)
Niyo Global Credit Card
Lifetime free. 2X rewards on forex spends — Best for travel · lifetime-free.
Kotak Mahindra Bank
Kotak MOJO Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Uni (SBM Bank)
Uni Credit Card
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
Uni (SBM Bank)
Uni Pay Credit Card
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
slice (SBM Bank)
slice Credit Card
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Canara Bank
Canara Bank Maha Shakti Credit Card
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.