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Bank of Baroda Empower Credit Card
Visa
Visa

Bank of Baroda Empower Credit Card

Bank of Baroda

(Official Website)

Lifetime free. 1 reward point per ₹100 — Best for lifetime-free.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

1 reward point per ₹100

Welcome Benefit

N/A

Card Benefits

Complimentary Benefits1 benefit

Best For

lifetime-free

Categories

Lifetime Free Cards

How to apply for Bank of Baroda Empower Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Bank of Baroda Empower Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Bank of Baroda to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Bank of Baroda cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Bank of Baroda Empower Credit Card

What are the fees on Bank of Baroda Empower Credit Card?
Bank of Baroda Empower Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for Bank of Baroda Empower Credit Card?
Applicants need a minimum income of ’200000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on Bank of Baroda Empower Credit Card work?
Bank of Baroda Empower Credit Card earns 1 reward point per ₹100 on your spending.
What documents are needed to apply for Bank of Baroda Empower Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Bank of Baroda may have a simpler flow.

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