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Kotak MOJO Credit Card
Mastercard
Mastercard

Kotak MOJO Credit Card

Kotak Mahindra Bank

(Official Website)

Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.

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online-shoppinglifetime-free
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Joining Fee

₹0

Annual Fee

Free

Reward Rate

2X rewards on online spends

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

online-shopping
lifetime-free

Categories

Lifetime Free Cards
Online Shopping Cards

How to apply for Kotak MOJO Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Kotak MOJO Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Kotak Mahindra Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Kotak Mahindra Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Kotak MOJO Credit Card

What are the fees on Kotak MOJO Credit Card?
Kotak MOJO Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for Kotak MOJO Credit Card?
Applicants need a minimum income of ’20000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on Kotak MOJO Credit Card work?
Kotak MOJO Credit Card earns 2X rewards on online spends on your spending.
What documents are needed to apply for Kotak MOJO Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Kotak Mahindra Bank may have a simpler flow.

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