Bill Payment Cards
Cards that earn extra rewards on utility and bill payments.
Data as of 18 Jun 2026
Cards in Bill Payment Cards
6 cards
HDFC Bank
HDFC Bank IRIS Credit Card
Lifetime free. 1 reward point per ₹100 — Best for fuel · bill-payments.
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Axis Bank
Axis Neo Credit Card
Lifetime free. 5% cashback on Google Pay — Best for bill-payments · cashback.
Annual Fee
Lifetime Free
Reward Rate
5% cashback on Google Pay
Standard Chartered
Standard Chartered Platinum Credit Card
Lifetime free. 5% cashback on fuel & utility — Best for fuel · bill-payments · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
5% cashback on fuel & utility
Standard Chartered
Standard Chartered Super ValueTitanium Credit Card
5% cashback on utilities — Best for bill-payments.
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Axis Bank
Axis Ace Credit Card
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
Annual Fee
Lifetime Free
Reward Rate
2% on bill pays; 1% on others
Standard Chartered
Standard Chartered DigiSmart Credit Card
5% cashback on subscriptions & utilities — Best for bill-payments.
Annual Fee
₹1,500
Reward Rate
5% cashback on subscriptions & utilities