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Standard Chartered DigiSmart Credit Card
Visa
Visa

Standard Chartered DigiSmart Credit Card

Standard Chartered

(Official Website)

5% cashback on subscriptions & utilities — Best for bill-payments.

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Joining Fee

₹1,500

Annual Fee

₹1,500

Reward Rate

5% cashback on subscriptions & utilities

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

bill-payments

Categories

Bill Payment Cards

How to apply for Standard Chartered DigiSmart Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh Standard Chartered DigiSmart Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to Standard Chartered to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most Standard Chartered cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about Standard Chartered DigiSmart Credit Card

What are the fees on Standard Chartered DigiSmart Credit Card?
Standard Chartered DigiSmart Credit Card has a joining fee of ’1500.00 and an annual fee of ’1500.00. The annual fee may be waived if you meet the bank's spend or relationship conditions.
Who is eligible for Standard Chartered DigiSmart Credit Card?
Applicants need a minimum income of ’400000.00 and a credit score of at least 700. Salaried and self-employed individuals can apply.
How does the rewards program on Standard Chartered DigiSmart Credit Card work?
Standard Chartered DigiSmart Credit Card earns 5% cashback on subscriptions & utilities on your spending.
What documents are needed to apply for Standard Chartered DigiSmart Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of Standard Chartered may have a simpler flow.

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