Beginner Cards
Entry-level cards with low income requirements.
Data as of 18 Jun 2026
Cards in Beginner Cards
4 cardsICICI Bank
ICICI Platinum Credit Card
Lifetime free. 1 payback point per ₹100 — Best for lifetime-free · beginners.
lifetime-freebeginners
SBI Card
SBI Unnati Credit Card
1 reward point per ₹100 — Best for rewards · beginners.
rewardsbeginners
Kotak Mahindra Bank
Kotak 811 Dream Different Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · beginners.
lifetime-freebeginners
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.
lifetime-freerewardsbeginners