Verified 5 Aug
Sadhya Furtado
Asked 11 Jun 2026
What are the actual welcome benefits (vouchers, points, lounge passes) on ICICI Bank Rubyx Credit Card? Are they guaranteed or conditional on spending?
On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.
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