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Credit & Loans

Mudra Loan Calculator

Estimate eligibility and loan amount under the Pradhan Mantri Mudra Yojana for MSMEs.

Mudra Loan Calculator — Estimate eligibility and loan amount under the Pradhan Mantri Mudra Yojana for MSMEs. Use FinWiz24's free mudra loan calculator for accurate results.

Formula

EMI with interest subsidy under Mudra Yojana

Loan Amount, Rate %, Tenure (months)

Results

Enter values above to see results

Formula

EMI with interest subsidy under Mudra Yojana

Mudra Yojana offers loans up to ₹10 lakh to micro and small enterprises without collateral. Interest rates vary by the three categories: Shishu (up to ₹50,000), Kishore (₹50,000-5 lakh), and Tarun (₹5-10 lakh).

Example

Mudra loan of ₹5,00,000 at 10% p.a. for 5 years

Input Values

Loan Amount (₹)₹5,00,000.00
Rate (% p.a.)10%
Tenure (months)60 years

Calculation

Applying the formula with the input values above:

Results

Monthly EMI

₹10,623.00

Total Payment

₹6,37,380.00

Interest Subsidy

₹0.00

How to Use This Calculator
  1. 1Enter the Mudra loan amount you need (Shishu: up to ₹50K, Kishore: ₹50K-5L, Tarun: ₹5-10L).
  2. 2Input the applicable interest rate (varies by category and lender, typically 8-15%).
  3. 3Select the loan tenure (typically 3-5 years depending on the amount).
  4. 4Mudra loans do not require collateral under the scheme guidelines.
  5. 5Check with your bank or NBFC for the specific rate based on your business category.