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Credit & Loans

Pradhan Mantri Loan Calculator

Estimate eligibility across PM Mudra, PM SVANidhi, and other PM loan schemes.

Pradhan Mantri Loan Calculator — Estimate eligibility across PM Mudra, PM SVANidhi, and other PM loan schemes. Use FinWiz24's free pradhan mantri loan calculator for accurate results.

Formula

EMI = P × [r(1+r)^n] / [(1+r)^n - 1]

Loan Amount, Rate %, Tenure (months)

Results

Enter values above to see results

Formula

EMI = P × [r(1+r)^n] / [(1+r)^n - 1]

PM Mudra Yojana loans are offered by banks and NBFCs with government support. Interest rates vary from 8-15% depending on the category and lender. No collateral is required for loans up to ₹10 lakh.

Example

PM Mudra loan of ₹5,00,000 at 8% p.a. for 5 years

Input Values

Loan Amount (₹)₹5,00,000.00
Rate (% p.a.)8%
Tenure (months)60 years

Calculation

Applying the formula with the input values above:

Results

Monthly EMI

₹10,138.00

Total Payment

₹6,08,280.00

Total Interest

₹1,08,280.00

How to Use This Calculator
  1. 1Enter the PM Mudra loan amount you need (up to ₹10 lakh, no collateral required).
  2. 2Input the interest rate offered by your bank or NBFC (typically 8-15% p.a.).
  3. 3Select your preferred loan tenure (usually 3-5 years).
  4. 4Mudra loans under PMMY are available at all banks and many NBFCs.
  5. 5The interest subsidy under PMMY is credited to your account after loan repayment.