Savings
Retirement Calculator
Calculate the corpus needed for retirement and how much to save monthly to reach your goal.
Formula
Corpus = Inflated Expenses × 12 × years / return factor
Monthly Expenses, Inflation %, Years to Retire, Return %, Years in Retirement
Results
Enter values above to see results
Corpus = Inflated Expenses × 12 × years / return factor
Retirement corpus calculation considers your current monthly expenses, expected inflation rate, years to retirement, expected return during retirement, and life expectancy. The corpus should sustain 25-30 years of post-retirement life.
Monthly expenses ₹75,000 today, 20 years to retirement, 8% returns post-retirement, 25-year retirement
Input Values
Calculation
Applying the formula with the input values above:
Results
Corpus Needed
₹2,80,00,000.00
Monthly Savings Needed
₹38,000.00
- 1Enter your current monthly expenses (exclude investments, only actual spending).
- 2Input the expected inflation rate (use 6% as base case for India).
- 3Enter years to retirement and your expected post-retirement return rate.
- 4Input your expected years in retirement (plan for 25-30 years post-retirement).
- 5The corpus should sustain you without drawing down principal for your lifetime.
Savings
Compound Interest Calculator
Calculate compound interest on investments with options for monthly or annual compounding.
Savings
Cost of Living Calculator
Compare the cost of living between two cities in India to plan for relocation.
Savings
Debt Repayment Calculator
Find the fastest way to become debt-free using avalanche or snowball repayment methods.