If you’ve recently purchased a term plan from LIC (Life Insurance Corporation of India) or you’re an existing customer trying to access your policy documents, you’ve probably asked: “How can I download LIC term policy PDF online?” You’re not alone. With digital services rapidly improving, LIC now offers several convenient ways to access your policy documents online, including policy bonds, e-copies, and statement downloads.
In this complete 2025 guide, we’ll walk you through how to download LIC term policy PDF, how to use LIC’s online services, and everything else you need to know for secure and hassle-free document access.
✅ Why You May Need to Download LIC Term Policy PDF
Before we jump into the steps, here’s why downloading your LIC policy documents digitally is useful:
✅ Easy access for verification or claims
✅ No waiting for postal delivery
✅ Quick sharing with family or financial advisors
✅ Safe storage of your LIC policy soft copy
✅ Required for loan or income tax filing
Whether you’ve lost the physical copy of your policy bond or simply want a paperless version, this guide has you covered.
🔍 LIC Term Plan PDF Download – What’s Included?
When you download LIC policy document online, the PDF usually includes:
Policy Number and Name
Policy Bond (legal agreement)
Sum Assured and Premium Details
Policy Term and Maturity Date
Nominee and Contact Information
Rider Add-ons (if applicable)
Policy Status LIC (Active, Lapsed, etc.)
📌 Note: The PDF acts as a legally valid e-policy document, so store it securely.
🛠️ How to Download LIC Term Policy PDF (Step-by-Step)
Let’s break down the exact steps to download your LIC term insurance policy PDF through the official LIC customer portal in 2025.
🔐 Step 1: Register or Login to LIC’s Customer Portal
Go to: https://licindia.in
👉 New Users:
Click on “Customer Portal”
Choose “New User” registration
Enter policy number, DOB, premium amount, and contact details
Set your username and password
👉 Existing Users:
Click on Login and enter credentials
💡 Pro Tip: Use a secure email and phone number to receive updates and OTPs.
📄 Step 2: Navigate to “Policy Details” or “e-Services”
Once logged in:
Click on “Policy Tools” or “e-Services”
Go to “View Policy Document” or “Policy Bond Download”
Choose the relevant LIC term insurance policy number
📥 Step 3: Download LIC Policy Document in PDF Format
Click “Download Policy Bond”
Authenticate with OTP sent to your registered mobile/email
Save the LIC term plan PDF download file to your device
That’s it! You’ve successfully downloaded your LIC policy PDF online.
📱 Alternative Ways to Get LIC Policy Soft Copy Download
Besides the official portal, here are some other ways you can get LIC policy document in PDF format:
🟢 1. LIC Mobile App (LIC Customer App)
Download from Google Play Store or Apple App Store
Login using the same credentials as the web portal
Navigate to “e-Services” → “Policy Bond”
Select policy and download soft copy
🟢 2. Via LIC Email Request
Send a request to bo_eps1@licindia.com or contact your servicing branch
Provide your policy number, registered mobile/email, and identity proof
LIC will email your LIC insurance bond copy as a PDF
🟢 3. By Visiting LIC Branch (for Document Verification)
Carry your PAN card, Aadhaar, and policy number
Request a re-issuance of policy bond or PDF soft copy
Usually processed within 1–3 working days
💻 LIC Policy PDF Online Login: Troubleshooting Tips
If you’re having trouble accessing your policy online, try the following:
✅ Reset your password using OTP
✅ Ensure your policy is linked to the portal
✅ Update contact details if email/mobile is outdated
✅ Use the latest version of your browser
Still stuck? Call LIC’s 24×7 helpline: 022-6827 6827
🎁 LIC E-Services: What You Can Do Online (2025 Update)
LIC has upgraded its online customer portal and mobile app. Here’s what you can now do:
| Service | Available Online |
|---|---|
| View Policy Status | ✅ |
| Premium Payment | ✅ |
| Policy Revival | ✅ |
| Download LIC e-policy | ✅ |
| Register/Change Nominee | ✅ |
| Check Term Plan Features | ✅ |
📌 Important: For LIC term insurance benefits and add-on riders, you can now check detailed policy specs in the downloadable PDF.
🧾 Benefits of Keeping a LIC Policy Document Online
💼 Helps during claims and medical emergencies
💡 Speeds up the process of policy surrender or loan application
📂 Useful for financial planning and tax filing
🛡️ Protects against damage/loss of physical bond
🙋♂️ Real-Life Example: How Ramesh Saved Time with LIC E-Policy
Ramesh, a 32-year-old software developer in Pune, lost his original LIC term policy bond while shifting homes. Instead of visiting the branch, he:
Logged in via LIC’s customer portal
Downloaded his LIC policy bond PDF within 5 minutes
Printed it and used it to apply for a home loan
“It saved me at least two trips to the LIC office,” he says.
❓FAQs – Download LIC Term Policy PDF & Related Services
1. How can I download LIC policy bond PDF without visiting the branch?
You can use the LIC customer portal or mobile app to access and download the soft copy after logging in and verifying via OTP.
2. What is the LIC login for policy download in 2025?
Visit www.licindia.in, click on “Customer Portal”, and login using your user ID and password. You’ll find your policy listed under “e-Services”.
3. Is the LIC e-policy document valid for legal and claim purposes?
Yes. The downloaded LIC e-policy PDF is a legally accepted document for most claims, loan applications, and verifications.
4. Can I use the downloaded LIC policy PDF for income tax purposes?
Absolutely. The LIC policy PDF online login provides a version that includes premium details, which is valid for tax filing under Section 80C.
5. How do I update mobile or email for LIC online policy statement download?
You can update contact details by logging into the customer portal, visiting the nearest LIC branch, or calling LIC customer service.
6. What if my LIC policy isn’t linked to the portal?
You’ll need to link it manually during registration by entering your policy number, date of birth, and premium amount. Once linked, you’ll be able to download it.
7. Can NRIs access LIC policy details PDF download from abroad?
Yes. NRIs can access LIC term plan PDF download as long as their mobile/email is registered and active. VPNs may help if access is geo-restricted.
✅ Final Thoughts: Get Your LIC Policy PDF the Smart Way
In 2025, you no longer need to rely on physical copies or wait in line at LIC branches. With just a few clicks, you can download LIC term policy PDF, view your plan features, check nominee details, and securely store all documents on your phone or laptop.
Start using the LIC customer portal or mobile app today and experience the power of digital insurance!
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