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  3. /Fixed Income & Bonds

Fixed Income & Bonds

Compare bank FD rates, government bonds, corporate debt, tenure options, and tax on interest — for safe, predictable returns.

Key facts

Typical returns
6–7.5% p.a. (bank FDs, varies by tenure)
Risk level
Low (DICGC cover up to ₹5L per bank)
Min deposit
Often ₹1,000–₹10,000
TDS threshold
₹40,000 interest/year (₹50,000 for seniors)
Premature withdrawal
Penalty of 0.5–1% on most bank FDs

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Fixed Deposit vs Recurring Deposit: Which One Should You Choose

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Understanding GST on Financial Services in India

Understanding GST on Financial Services in India — a comprehensive guide for Indian consumers covering key aspects, calculations, and practical tips for 2026.

Frequently Asked Questions

More answers in Investment Q&A

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