SIP & Returns
SIP Calculator
Estimate the future value of your SIP investments over different tenures and expected returns.
Formula
FV = P × [((1+r)^n - 1) / r] × (1+r)
P = Monthly SIP, r = Monthly rate, n = Months
Results
Enter values above to see results
FV = P × [((1+r)^n - 1) / r] × (1+r)
SIP returns are calculated using the compound interest formula with regular contributions. Each monthly investment grows at the annual rate, and over long periods, the power of compounding creates a snowball effect. Indian mutual funds average 10-15% returns historically.
A SIP of ₹10,000 per month at 12% expected return for 10 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Future Value
₹23,22,339.00
Total Investment
₹12,00,000.00
Wealth Gained
₹11,22,339.00
- 1Enter the monthly SIP amount you plan to invest (start with what you can afford).
- 2Input your expected annual return rate (historical Nifty 50 returns are ~12-15% CAGR).
- 3Select your investment horizon in months or years.
- 4Use the step-up option to increase SIP annually with your income growth.
- 5Review and increase your SIP amount every year to accelerate wealth creation.
SIP & Returns
CAGR Calculator
Calculate the Compound Annual Growth Rate of your investments over any time period.
SIP & Returns
Lumpsum Calculator
Calculate the future value of a one-time lump sum investment over a specified period.
SIP & Returns
SIP Goal Calculator
Find out how much to invest monthly via SIP to reach a specific financial goal amount.
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