FinWiz24 LogoSign in

SIP & Returns

SIP Goal Calculator

Find out how much to invest monthly via SIP to reach a specific financial goal amount.

SIP Goal Calculator — Find out how much to invest monthly via SIP to reach a specific financial goal amount. Use FinWiz24's free sip goal calculator for accurate results.

Formula

Monthly SIP = (Goal × r) / ((1+r)^n - 1) × (1+r)

Goal Amount, Annual Rate %, Tenure (months)

Results

Enter values above to see results

Formula

Monthly SIP = (Goal × r) / ((1+r)^n - 1) × (1+r)

This calculates how much SIP you need to invest monthly to reach a specific financial goal. It works backward from your target corpus, considering expected returns and investment tenure.

Example

Goal to accumulate ₹1 crore in 15 years at 12% expected return

Input Values

Goal Amount (₹)₹1,00,00,000.00
Expected Return (%)12%
Tenure (months)180 years

Calculation

Applying the formula with the input values above:

Results

Monthly SIP Required

₹18,987.00

How to Use This Calculator
  1. 1Enter your specific financial goal amount (retirement: ₹5 crore, child: ₹50 lakh).
  2. 2Input the expected annual return rate on your investment.
  3. 3Select the number of months/years until you need to achieve this goal.
  4. 4Start investing immediately; the longer you wait, the higher the required SIP.
  5. 5Review and increase your SIP amount when your income increases.