SIP & Returns
SIP Step-up Calculator
Calculate returns when you increase your SIP amount annually to match salary growth.
Formula
SIP increases annually; each installment grows at r
Initial SIP, Annual Increase %, Rate %, Years
Results
Enter values above to see results
SIP increases annually; each installment grows at r
SIP step-up allows you to increase your SIP amount annually, usually by a fixed percentage. This accelerates wealth creation as your income grows. Even a 10% annual step-up significantly increases your final corpus over 10+ years.
A step-up SIP starting at ₹5,000 with 10% annual increase at 12% return for 15 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Future Value
₹52,00,000.00
Total Investment
₹26,00,000.00
Gains
₹26,00,000.00
- 1Enter your initial monthly SIP amount you can comfortably invest.
- 2Input the annual step-up percentage (10% yearly increase is recommended).
- 3Enter the expected annual return rate (12-15% for equity mutual funds historically).
- 4Select your total investment tenure in years.
- 5Even a 10% annual step-up dramatically increases your final corpus over 15+ years.
SIP & Returns
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