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SIP & Returns

SWP Calculator

Calculate how long your mutual fund corpus will last with systematic withdrawals.

SWP Calculator — Calculate how long your mutual fund corpus will last with systematic withdrawals. Use FinWiz24's free swp calculator for accurate results.

Formula

Balance depletes with withdrawals + investment return

Total Amount, Monthly Withdraw, Annual Return %

Results

Enter values above to see results

Formula

Balance depletes with withdrawals + investment return

SWP (Systematic Withdrawal Plan) is the reverse of SIP. You invest a lump sum and withdraw a fixed amount monthly. The remaining corpus continues to earn returns. This is popular for retirement income planning in India.

Example

A retirement corpus of ₹1 crore withdrawing ₹50,000/month at 8% annual return

Input Values

Total Corpus (₹)₹1,00,00,000.00
Monthly Withdrawal (₹)₹50,000.00
Annual Return (%)₹8.00

Calculation

Applying the formula with the input values above:

Results

Months Lasted

₹240.00

Total Withdrawn

₹1,20,00,000.00

Remaining Amount

₹0.00

How to Use This Calculator
  1. 1Enter your total investment corpus available for withdrawal.
  2. 2Input the fixed monthly withdrawal amount you need.
  3. 3Enter the expected annual return on the remaining investment.
  4. 4The calculator shows how long your corpus will last.
  5. 5Maintain a withdrawal rate below 4% annually for 30-year sustainability.