FinWiz24 Logo
Credit Card

Axis Bank Flipkart

Axis Bank

Axis Bank Flipkart credit card is a co-branded cashback card launched in partnership with Flipkart Group, India's largest e-commerce company. With 5% cashback on Flipkart and Myntra purchases (India's two largest fashion and general e-commerce platforms), capped at ₹1,500 per month, the card delivers exceptional value for regular online shoppers within the Flipkart Group ecosystem. For a household spending ₹30,000 per month on Flipkart and Myntra (electronics, fashion, home, groceries, and daily essentials are all available on Flipkart), the 5% cashback translates to ₹1,500 per month or ₹18,000 per year — a remarkable return that dwarfs the ₹500 annual fee. The ₹1,500 monthly cap is reached at ₹30,000 of Flipkart/Myntra purchases, meaning the card provides maximum benefit up to that threshold. The welcome Flipkart gift voucher of ₹500 — provided upon payment of the ₹500 joining fee — effectively makes the first year free. This is an exceptional welcome offer for a card with such a low annual fee structure. Beyond Flipkart and Myntra, the card earns 1.5% cashback on grocery and supermarket spends, 1% on dining and food delivery, and 0.5% on all other transactions. The 1% fuel surcharge waiver at BPCL pumps adds a modest saving for commuters. The card requires a minimum annual income of ₹2 lakhs and is available to individuals aged 21-55 years. The ₹50,000 annual spending threshold for annual fee reversal is approximately ₹4,167 per month — easily achievable for most working individuals. Source: Axis Bank official website, updated May 2026.

Axis Bank Flipkart credit card

Key Facts

FeatureDetails
Joining Fee₹500
Annual Fee₹500
Reward Rate[object Object]%
Cashback Rate0%
Lounge AccessYes

Features & Benefits

5% cashback on Flipkart and Myntra purchases (up to ₹1,500 per month)
1.5% cashback on grocery and supermarket spends
1% cashback on dining and food delivery
0.5% cashback on all other spends
Welcome Flipkart gift voucher of ₹500 on payment of joining fee
1% fuel surcharge waiver at BPCL pumps
No-cost EMI options on Flipkart purchases above ₹3,000

Pros & Cons

Pros
  • 5% on Flipkart and Myntra is excellent for online shoppers
  • Welcome voucher of ₹500 covers the joining fee fully
  • Low annual fee with easy reversal threshold
Cons
  • No airport lounge access
  • High forex markup — unsuitable for international transactions
  • No international travel benefits

How to Apply

1
Check Eligibility

Review the eligibility criteria below and ensure you meet the income and credit score requirements.

2
Submit Application

Click "Apply Now" and fill in your personal, income, and KYC details online.

3
Get Approved & Delivered

The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.

Frequently Asked Questions