Axis Bank Flipkart
Axis Bank
Axis Bank Flipkart credit card is a co-branded cashback card launched in partnership with Flipkart Group, India's largest e-commerce company. With 5% cashback on Flipkart and Myntra purchases (India's two largest fashion and general e-commerce platforms), capped at ₹1,500 per month, the card delivers exceptional value for regular online shoppers within the Flipkart Group ecosystem. For a household spending ₹30,000 per month on Flipkart and Myntra (electronics, fashion, home, groceries, and daily essentials are all available on Flipkart), the 5% cashback translates to ₹1,500 per month or ₹18,000 per year — a remarkable return that dwarfs the ₹500 annual fee. The ₹1,500 monthly cap is reached at ₹30,000 of Flipkart/Myntra purchases, meaning the card provides maximum benefit up to that threshold. The welcome Flipkart gift voucher of ₹500 — provided upon payment of the ₹500 joining fee — effectively makes the first year free. This is an exceptional welcome offer for a card with such a low annual fee structure. Beyond Flipkart and Myntra, the card earns 1.5% cashback on grocery and supermarket spends, 1% on dining and food delivery, and 0.5% on all other transactions. The 1% fuel surcharge waiver at BPCL pumps adds a modest saving for commuters. The card requires a minimum annual income of ₹2 lakhs and is available to individuals aged 21-55 years. The ₹50,000 annual spending threshold for annual fee reversal is approximately ₹4,167 per month — easily achievable for most working individuals. Source: Axis Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- 5% on Flipkart and Myntra is excellent for online shoppers
- Welcome voucher of ₹500 covers the joining fee fully
- Low annual fee with easy reversal threshold
- No airport lounge access
- High forex markup — unsuitable for international transactions
- No international travel benefits
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.