Bank of Baroda Premier Credit Card

Bank of Baroda

The Bank of Baroda Premier Credit Card is the premium offering from India's second-largest public sector bank, targeting mid-income individuals who want meaningful travel and dining benefits without premium pricing. At an annual fee of ₹1,500 (waived on ₹3 lakhs annual spend), the card provides 6 domestic and 2 international airport lounge visits per year — adequate for occasional travelers. The 2% reward rate on dining at partner restaurants is competitive in the mid-tier segment, and the 1.5% on travel bookings covers flight and hotel spending. A distinguishing feature is the lower forex markup of 3% on international transactions, compared to the standard 3.5% charged by most cards — a meaningful saving for occasional international travelers. The fuel surcharge waiver capped at ₹250 per month provides solid savings for regular commuters. Credit shield up to ₹2 lakhs adds financial protection. The BoB Premier represents good value from a public sector bank for customers who prefer BoB's branch network and brand trust. Source: Bank of Baroda official website, updated May 2026.