Canara Bank Visa Platinum Credit Card
Canara Bank
The Canara Bank Visa Platinum Credit Card is an entry-level premium card from one of India's oldest and most trusted public sector banks. The card delivers 1.5% reward points on groceries and supermarkets — a strong rate for everyday household spending — plus 1% on dining at partner restaurants. Two domestic airport lounge visits per year provide modest travel perks, while the fuel surcharge waiver across all fuel stations adds practical savings for vehicle owners. Credit shield up to ₹1 lakh provides basic financial protection. The ₹500 annual fee (waived on ₹1 lakh annual spend) is easily justified by the grocery reward rate for regular supermarket shoppers. Issued by Canara Bank with over a century of banking heritage, the card appeals to customers who value the trust and widespread branch network of a public sector bank. For those seeking more comprehensive benefits including unlimited lounge access and premium travel perks, a private sector premium card would be the next step. Source: Canara Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Good grocery rewards
- Affordable annual fee
- Modest lounge access
- Public sector bank trust
- Very limited lounge visits
- No international lounge access
- No premium features
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.