ICICI Bank Amex Platina

ICICI Bank

ICICI Bank American Express Platinum is the most prestigious credit card in ICICI Bank's portfolio, positioned for ultra-high-net-worth individuals (UHNIs) and C-suite executives who demand the very best in travel privileges, lounge access, and international benefits. As an American Express card, it offers access to the Amex Global Lounge Collection — the world's largest network of airport lounges, covering over 1,000 airport lounges across 130+ countries. The card's unlimited domestic airport lounge access at 100+ airports in India through the Amex network is a standout feature, as most premium cards cap lounge visits at 8-12 per year. For frequent domestic travellers — particularly those who fly multiple times per month for business — unlimited lounge access can be worth lakhs of rupees annually in saved lounge entry fees. The zero forex markup on international transactions is the best in the Indian credit card market. Most credit cards charge 2-3.5% forex markup on foreign currency transactions; the Amex Platinum charges nothing, making it the default card for anyone who travels internationally or shops on international websites. On ₹5 lakhs of annual international spends, this saves ₹10,000-₹17,500 compared to other premium cards. The 1% value back on all spends — without any category restrictions, caps, or conditions — is refreshingly simple. Unlike many premium cards that offer 5% on specific categories with monthly caps, the Amex Platinum delivers 1% on everything, everywhere. For high spenders, this simplicity is a significant advantage. Premium concierge services provide 24/7 assistance for travel bookings (flights, hotels, holiday packages), restaurant reservations at exclusive establishments, and entertainment event bookings including concerts and sporting events. The complimentary golf games at prestigious courses across India and abroad — 6 per year — is a valued benefit for business executives. Source: ICICI Bank official website, updated May 2026.