ICICI Bank Amex Platinum
ICICI Bank
The ICICI Bank American Express Platinum is the ultra-premium credit card in the ICICI portfolio, competing with the most exclusive cards in India. With an annual fee of ₹12,000 (waived on ₹15 lakhs annual spend) and a minimum income requirement of ₹25 lakhs per month, this card targets ultra high net worth individuals. The card's headline feature is unlimited domestic and international airport lounge access — the best lounge proposition in the Indian market. Zero forex markup on international transactions makes it exceptionally valuable for frequent international travelers. The 5X PAYBACK points on travel bookings through MakeMyTrip and Yatra provide exceptional value for those who book flights frequently. Comprehensive travel insurance with ₹5 crore air accident cover and ₹5 crore medical cover provides the highest level of protection available in the Indian market. Complimentary Marriott Bonvoy Gold Elite membership opens doors to premium hotel benefits globally. Source: ICICI Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹12,000 |
| Annual Fee | ₹12,000 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Unlimited domestic and international lounge access
- Zero forex markup
- 5X on travel bookings
- Premium travel insurance
- Extremely high annual fee
- Very high income requirement
- High joining fee
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.