Kotak PVR Gold Credit Card
Kotak Mahindra Bank
The Kotak PVR Gold Credit Card is a lifestyle-focused card designed for movie enthusiasts who frequent PVR Cinemas. The standout feature is a complimentary Buy 1 Get 1 free PVR ticket every month — worth up to ₹500 per ticket — effectively providing ₹6,000 in annual movie savings for a couple who visits PVR monthly. The card also offers 2% reward points on dining at partner restaurants, making it a solid choice for couples who combine movie nights with dinner out. The ₹500 annual fee (waived on ₹75,000 annual spend) is easily covered by the movie benefit alone, making this one of the most cost-effective entertainment cards in the market. Reward points can be redeemed for shopping, flights, and hotels through the Kotak portal. The card is best suited for individuals who visit PVR regularly and enjoy dining out, as combining both benefits maximizes the return on this card. Source: Kotak Mahindra Bank official website, updated May 2026.

Key Facts
| Feature | Details |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Movie buff's card
- BOGO PVR tickets monthly
- Affordable annual fee
- Good dining rewards
- No lounge access
- Movie benefit limited to PVR only
- No premium travel perks
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.