RBL Bank Popia Credit Card
RBL Bank
The RBL Bank Popia Credit Card is a lifestyle-focused lifetime-free card that targets movie enthusiasts and diners with its accelerated reward rates on entertainment and food. The standout feature is 2% reward rate on movie tickets and multiplexes — one of the highest movie reward rates among Indian credit cards — making it exceptionally valuable for frequent cinema-goers. The 1.5% reward rate on dining at partner restaurants and 1% on groceries round out a compelling everyday spending package. As a lifetime free card with no joining fee and no annual fee ever, the Popia has zero cost of ownership, meaning any rewards earned are pure upside. The fuel surcharge waiver adds modest value for vehicle owners. The card works best as a secondary card specifically optimized for movie and dining spend, paired with a primary card that covers lounge access and travel benefits. Source: RBL Bank official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Lifetime free
- High movie rewards
- Good dining rewards
- No annual fee ever
- No lounge access
- No premium travel benefits
- Limited premium features
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.