RBL Bank Popkeys

RBL Bank

RBL Bank Popkeys is a lifestyle-focused credit card targeting fashion-conscious Indian consumers who frequently shop for clothing and accessories online at Myntra and Jabong. The card's 2% cashback on fashion purchases at these platforms makes it particularly attractive for India's growing base of online fashion shoppers — a segment that has exploded with the rise of e-commerce platforms offering wide selections, competitive prices, and convenient returns. For a fashion enthusiast spending ₹5,000 per month on clothing, footwear, and accessories at Myntra and Jabong, the 2% cashback translates to ₹100 per month or ₹1,200 per year — 2.4x the ₹500 annual fee. The 1% cashback on dining and food delivery adds further value for urban professionals. The card's zero joining fee is a key differentiator — unlike most credit cards that charge a joining fee, Popkeys is completely free to apply. This makes it one of the most accessible lifestyle credit cards in India, particularly attractive for first-time credit card applicants who want rewards without paying an upfront fee. The ₹50,000 annual spending threshold for annual fee reversal is approximately ₹4,167 per month — achievable for most working professionals even without heavy fashion spending. The minimum income requirement of ₹1.5 lakhs per annum makes it accessible to a wide range of Indian consumers. The card is particularly well-suited for young professionals aged 21-55 years who regularly shop online for fashion and lifestyle products, and who appreciate the flexibility of earning cashback on purchases they would make anyway. Source: RBL Bank official website, updated May 2026.