SBI Card BPC
State Bank of India
The SBI Card BPC (Bharat Petroleum Card) is a co-branded lifetime-free credit card designed for everyday transactions with a particular focus on fuel and grocery spending. As a lifetime free card, there is no annual fee ever, making it an excellent entry point for first-time credit card users or those seeking a no-frills secondary card. The card offers 1% fuel surcharge waiver at all fuel stations (capped at ₹100 per month) which is beneficial for regular commuters. Reward points on groceries and fuel are modest but meaningful given the zero cost of ownership. The card does not offer lounge access or premium travel benefits, so it is best used as a supplementary card for specific spending categories rather than a primary rewards card. Source: SBI Card official website, updated May 2026.
Key Facts
| Feature | Details |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Reward Rate | [object Object]% |
| Cashback Rate | 0% |
| Lounge Access | Yes |
Features & Benefits
Pros & Cons
- Lifetime free
- Good for fuel and groceries
- Simple reward system
- No annual fee ever
- No lounge access
- Low reward rate on most categories
- No premium benefits
How to Apply
Review the eligibility criteria below and ensure you meet the income and credit score requirements.
Click "Apply Now" and fill in your personal, income, and KYC details online.
The bank reviews your application and approves within 2–5 working days. Card arrives in 3–7 days.